At Wise Finance, LLC we take great pride in our commitment to ensure the security of your nonpublic personal information. This notice tells you what nonpublic personal information we collect and how we handle the nonpublic personal information.

As used in this document, the words "us, we and our" refers to Wise Finance, LLC or one of its affiliates.

As used in this document, the words "you and your" refers to the borrower.

Information We May Obtain...

"Nonpublic personal information" is information about you that we obtain in connection with providing a loan or other service to you.

For our internal use, we may collect the following types of information about you:

• Information we receive from you on applications and other forms, such as; name, address, social security number, assets and income;
• Information about your transactions with us, including but not limited to; account balances, payment history, parties to transactions, and credit care usage;
• Information we receive from consumer reporting agencies

Disclosure of Information...

1. Resale of nonpublic personal information.

Under our current privacy policy, we do not sell information about you to others.

2. Sharing of nonpublic personal information.

In order to offer you products and services that may be of value to you, we may, where permitted by law disclose customer information described above to the following:

• Our Affiliates, if applicable
• Organizations we have hired to provide marketing services on our behalf
• Other financial institutions or insurance companies with which we jointly provide financial products or services
• Credit reporting agencies
• Anyone to whom you have authorized us to disclose the information
• Others as or required by law

Our policy toward the sharing of your personal information complies with Federal and State statute/regulations.

Safeguards...

We restrict access to protected information to those employees who need to know that information to provide products or services to you. We also maintain physical, electronic and procedural safeguards that comply with Federal and State statute/regulations to protect this nonpublic personal information.

Former or Inactive Customers...

If you choose to close your account(s) with us or if you become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Website Usage...

When you visit our website, our computer may use devices known as "cookies," or other similar web tools used to recognize you when you return to our site. Cookies do not identify you as an individual by name or account number: they merely recognize your browser.

Changes to our Privacy Notice....

Our policy about obtaining and disclosing information may change from time to time. We will provide you with notice of any material change to this policy before we implement any changes.

You can choose an "Opt Out" Election: You can tell us not to share your information with others.