Wise Finance llc - Personal Loans - Springfield, IL - Quincy, IL - Pekin, IL - Sterling, IL - Bloomington/Normal, IL logo

Personal Loans

Check in the Mail

Have some questions about the Loan Check you received? We can help!

Contact us here or check out our FAQ's below:

  • Is it as easy as signing the check and depositing it in my bank account?
  • Yes! You are already approved for this loan. Although we may ask for some updated information to service your account, there is no application or futher decisions to be made. The money is yours!

  • What if I need more or less than the amount of the check?
  • Just let us know! Simply contact the branch office indicated on your letter. We'll process your request and let you know what we can do! (Subject to normal credit requirments)

  • Is this check safe?
  • Yes, in order to cash the check, a depository bank will normally verify your identification. In most cases, they will not cash the check unless you have an open bank account.

  • If someone stole the check and cashed it, would I be liable?
  • No. We call each customer that has cashed a check. If we determine that you did not give the check to someone or otherwise participate in the fraud, we will take steps to return the check to the bank that cashed it.

  • What if I do not want this loan?
  • We reccomend that you destroy the check by using a shredder or tearing it up into very small pieces.

  • What if the check is lost or stolen?
  • Immediately contact your local branch office. A stop payment order will be submitted with our bank to minimize the risk of fraud.

  • I feel uncomfortable receiving these types of offers. Can i have them discontinued?
  • Yes, to discontinue direct mail advertizing from Wise Finance, contact us here. Please include your full name and address with your request. You can also contact the local branch indicated on the letter you received. To stop all pre-screen offers from all creditors, you can contact the credit bureaus directly at

    888-567-8688 or by visiting their website at: www.optoutprescreen.com

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